How Do I Get Bankrupt If I've No Cash?

How Do I Get Bankrupt If I've No Cash? Hello, not long ago i received A facebook message with a claim against me personally for the outstanding home loan financial obligation of 244,000. The property had been owned by me with my ex and 36 months ago transferred the land name to him along with his moms and dads. I didn't know this would not release me through the mortgage until We received the cla...
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